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September 2026 Updates

Your books,always current.

Bookkeeping and invoicing for owner-run businesses

Expensicat collects your receipts, matches them to your bank transactions and tracks which invoices are paid. Anything that needs your judgment waits in one queue, with the reasoning attached.

Free during beta. No credit card required.

The Expensicat overview for an example design studio: cash, money in and out, unpaid invoices, questions from Cat and the latest transactions

Works with the tools you already use

All integrations

The platform

One system for the back office.

Receipts, bank transactions, invoices and hours are stored together. Every matched transaction has its original document attached.

Explore features
01
Inbox3 new
Hetzner Online€41.65
Deutsche Bahn€89.90
Office supplies.pdfReading

Capture

Receipts and bills arrive from Gmail, Outlook, WhatsApp, Amazon and ChatGPT, or by upload. Each one is read on arrival.

02

Bank

HETZNER ONLINE GMBH−41.65

Document

Invoice R0012345678€41.65
AmountDateVendor

Reconciliation

Receipts and invoices are matched to bank transactions, and each match is recorded with the reason it was made.

03
INV-0024Paid

Studio North

€4,250.00

  1. Sent16 Sep
  2. Viewed17 Sep
  3. Paid30 Sep

Invoicing

Issue invoices, quotes, credit notes and recurring invoices with your currency and tax details, and track payment status.

04

Category

Is this €95.98 Fly.io charge business infrastructure?

Earlier charges were categorised as Hosting.

Yes, HostingNo

Approvals

When Expensicat is unsure, it asks you a question and shows its reasoning. Approve, correct or undo in one step.

05
Brand systemWeek 39
Mon
Tue
Wed
Thu
Fri
31.5 h at €90€2,835.00

Time tracking

Hours tracked against clients and projects become invoice lines at your project rates.

06
Spend by categorySep
Rent
€1,200.00
Hosting
€137.63
Travel
€89.90
Software
€36.00

Reporting

See income, expenses and spending by category, and trace a figure back to its records.

07
INV-0025Peppol

Acme GmbH

9930:DE123456789

  • Peppol BIS Billing 3.0
  • Validated
  • Delivered 01 Oct

E-invoicing

Send structured invoices over Peppol (beta). Check UBL, CII and Factur-X/ZUGFeRD files with the free validator.

08

Which receipts are missing this month?

expensicat list-transactions

month 2026-09, receipt missing

Notion Labs€10.00

MCP and API

Use Expensicat from Claude, ChatGPT or Cursor over MCP, or script routine tasks with the CLI and REST API.

How it works

Routine work runs in the background. Exceptions come to you.

  1. 01

    Collect

    Documents arrive by email, WhatsApp or upload. Transactions come from your bank or an imported statement.

    Expensicat

  2. 02

    Extract

    Supplier, date, amount and currency are read from each document.

    Expensicat

  3. 03

    Match

    Documents are paired with transactions. Transactions without a receipt are flagged.

    Expensicat

  4. 04

    Review

    Ambiguous items wait in one queue for your decision.

    You

  5. 05

    Hand off

    Export your records and pass them to your accountant.

    You

Control

Every decision is on the record.

Each categorisation and match is stored with what was decided, why, and how to reverse it. Your corrections inform the suggestions that follow.

How we handle your data

Approvals

Example

Category24 Sep

Is this €95.98 Fly.io charge business infrastructure?

Fly.io bills you monthly, and earlier charges were categorised as Hosting.

Activity

  1. 09:12Imported from your bank
  2. 09:13Suggested Hosting, based on earlier charges
  3. --:--Waiting for your review

Limits

What Expensicat will not do.

Nothing irreversible happens without your approval.

  • 01

    No money moves on its own.

    Bank connections are read-only. Payments stay with you.

  • 02

    Nothing is filed for you.

    Expensicat prepares the records. Filing stays with you and your accountant.

  • 03

    Numbers come from code.

    Totals and tax are calculated. A model never makes up a figure.

  • 04

    Your books stay yours.

    You can export your records at any time.

FAQ

Common questions.

Something we have not covered?

Talk to us
Is Expensicat right for my business?

Expensicat is built for freelancers, solo founders and small teams who handle their own business finances. It is not designed for companies with an in-house finance team. Start with receipts or invoicing, then bring in more of your work when you are ready.

Do I have to connect my bank?

No. You can start by uploading a receipt, forwarding an invoice or creating a client invoice. Connect a supported bank, or import a statement, when you want your transactions in.

Will this replace my accountant?

No. Your accountant still does the accounting. Expensicat keeps your receipts, transactions and invoices in order, so the records you hand over need less back-and-forth.

What does it cost?

Expensicat is free during beta, and you can start without a credit card. Planned launch pricing is on the pricing page.

What happens to my data?

Your records belong to you, and you can export them at any time. Our privacy policy explains how we store and process information, including when AI features are used.

Bring your books up to date.

Start with one inbox or one bank account. Free during beta, no credit card required.